SAHPI will consider property acquisitions 
(within the targeted £288 Billion sector we operate in) which satisfy these initial criteria:

 SAHPI is able to acquire completely unencumbered residential property at a substantial discount to market value

 To ensure commitment, continuity and quality of work, contractors are legally bound to work exclusively on SAHPI’s behalf and on a fixed price basis

All contracts are fixed price and fully insured 

 SAHPI agrees to complete a fit-for-purpose development within 12 months or less

SAHPI’s  previous projects have exceeded their monthly target of 2.1% per month averaging 6% per month

Prior to any acquisition, all properties are valued by a RICS surveyor. No property is purchased unless the price is below the surveyor’s valuation. We seek a minimum, built-in margin on funds advanced of 2.1% per month, which is subject to strictly administered protocols.


By marrying different investment-related elements with strict developer/property screening criteria, developments are in the best possible position to ensure a successful and profitable conclusion for all parties. 



The Safe As Houses Property Investment Bond (‘SAHPI bond’) is a residential property-based investment. 

Unlike most property investments, where the returns depend on long term capital growth or rental yields, the returns from a SAHPI bond—which are fixed at 8% for five years—are generated from the margin produced when we purchase and renovate properties and sell them on quickly at a profit. As property is a different asset class to equities and cash, adding a bricks and mortar investment to your portfolio helps diversify the risks. 


Profit from property regeneration

As the outlook for house price growth is forecast to be lower for the foreseeable future than in recent years, many property-oriented bondholders are reconsidering their investment strategy. Rather than depending on rental yields or long-term capital appreciation, bondholders are instead focussing on the attractive margins, profits and margin of safety that a disciplined purchase and refurbishment process can provide. 


The Safe As Houses (SAH) group’s founders and its retained advisors possess considerable, combined property development and finance experience.
They also have an impressive track record of creating and initiating and completing an extensive range of profitable residential developments. Such is the expertise of the SAH team, that no loss has ever been incurred on any property transaction and profitability targets are met consistently.
David Ritchie

Founder of SAHPI and SAHPIG Board Director

David began his career in the challenging and competitive global construction, oil and gas industries. In 1984, he set up the Ritchie Construction Group as a Civil Engineering Contractor and grew the business to include all construction disciplines. The group earned several industry firsts, including the design and build of the first timber frame commercial structure. Following a management buyout in 1994, David is still very much involved in the property development industry.

Jim Fairweather

Founder of SAHPI and Advisor

Jim began his career at the age of 17 in the Civil Service, working in EU and Eastern European countries as a new business formation expert. On leaving the Civil Service, Jim became involved in several start-up companies initially in technology and subsequently in property services dealing with letting, property management and portfolio building for investors. Over time, Jim’s services expanded to cover the purchasing, refurbishment and the selling on of distressed property and the provision of consultancy services to other developers. 

David Burrows

Board Director,

Safe As Houses ISA Ltd


David is a Chartered Accountant with over twenty six years' experience. Prior to joining the SAH Group, he held positions at KPMG, PwC, Lloyds Bank Commercial Services, Legal & General and most recently as MD of Rowan Dartington.

ILS Fiduciaries—Switzerland 

SAHPIG Board Directors

SAHPI’s head office is in Guernsey and is overseen by ILS Fiduciaries (Switzerland) Sarl. ILS provides corporate and fiduciary services, specialising in international holding and trading structures. Seven of the ILS team sit on the SAH group board. 


Nexia Smith & Williamson is an independent company which provides audit and related services to complement the specialist financial advisory services provided by Smith & Williamson.


(UK Regulated Promoter)


We have invested in our own
in-house, fully trained account managers who are available to discuss your eligibility and options as well as answer any queries that you may have. You can also fill in our Call Request Form to arrange a call back at a time that suits you...



You can call us any time between the hours of 9am and 8pm to discuss your requirements. One of our in-house, professional account managers are available now to promptly answer your call  on: 020 3904 1666


You can arrange for us to call you at a convenient time. Just click the button below and complete our call request form...

© 2018 Safe as Houses Investment PLC

Safe as Houses Investment PLC
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Units 16-20 Enterprise House, Springkerse Business Park, Stirling, FK7 7UF